Can someone tell why this program is 'problem'? How is this fund anyway, do they pay?

if verifield plans to come back to be the next genius fund, I would most welcome it....the market pool is huge and only the trust worthy program will be damn successful. there are so many cash out there looking for a place to park....

ok. there are people getting paid but not everyone is paid. good news is that the site is still functional but the same scam site like moneyinvest.com is still around taking in deposit for years and years and pending all payments request. Ok ok verifield may not scam and could come up with a complete site interface for heavier load in weeks time as claim by Mr Oliver.

I can accept that but it would be better they just announce that on their bulletin boards as its an acceptable reason n dismiss all assumption. Take one week and update as we go along.

Its all assumptions at the moment with some email here and there. There must some form of responsibility and professionalism and every investor have every right to be mad..... why shouldn't they be...its their money and it aint their fault. their mistake was to put too much trust in all the rosy words. Their mistake was to trust too easily, too trusting...hyip cannot work if trust don't exist....so please don't scam.

sunsurfer :

Hello guys,

I thought Verifield was back on wheels but your comments are denying their paying status here on hyip.com.

Everest, you should know that when a HYIP wants to begin to scam people, the first investors to suffer losses are generally the big players like you. I thought this fact could help you in the future. I'm sorry about your present situation and wish you success...

Frank

sunsurfer, that was a good thought. The good news was that I did not invest 25K in Verifield but I might had Verifield kept their good paying records.

Sounded so GF. The deposit link seems to be working fine and I have 25K to invest in Verifield. I invest a small amount for first time and it failed to deliver its promise. Well, Mr Oliver can say whatever he wants and every human has 80 to 100 years expiry date, some even shorter....so when they are old and had used up all their scammed money, let them wonder if its all worth it destroying other people's trust and dreams. At least Mr Oliver of Verifiled and all other past and future scammers should return the first principal monies of those who did not make any profits. If Verifield is a gentlemen, that is what you should do. If you like a cursed live where poverty and failures will rule you for the rest of your life here onwards and your generations no matter how much asset, money you have, please go ahead and scam coz you just cursed yourselves.........

time&chance :

the safe card isnt the problem......if there was an error with the safecard, it would state specifically that your safecard code is incorrect. as housemaster said, they just dont have enough to pay everyone. the question is whether it was intentional, or do they plan to fix it....only time will tell.

i was allowed try withdraw a few dollars yesterday (and i do mean a few) then nothing after that.

i'll wait until they clear the problem up before i try to withdraw again as I refuse to sit in front of my monitor all day trying to withdraw $5 or $10 at a time....thats ridiculous.

the thing that concerns me the most about this situation is that they have remained silent throughout this whole ordeal, leaving us to believe what we want.

Thanks. its a sad day indeed. i even have a statement that says amount too small after I add the dollar sign to the amount lol. API is back and its still error and more error.....

hyipmentor :

every one has been talking of transaction processing error but do u remember u have to use your safecard before withdrawing or u do not? this is very important

I have been using my safecard to withdraw a small amount even up to 0.01 cent but I am still getting error. Just checked a few minutes ago the API is now under maintenance. Hope that will restore all the doubts.

Just to confirm the use of safecard, we are suppose to insert the number based on our corresponding safecard numbers in the withdrawal box, rite?...and there is only one box not two, rite? I have to asked this coz previous my manager gave me example using 2 safebox numbers but I only see one box when I withdraw. That would be the correct situation, right?

wow....i was about to pump in 4 digit deposits.

samrah77 :

Hi Frank,
I got a mail from Cyprus lawyer for a legal action. Better to support as many investors as possible. Please read this,their reply.(By the way i lost $9200)

E .I. EVRIPIDOU

Are they saying they know where genius fund is and hence they can hand the summon letter to them to get back our claims? I think its in their dreams.....I most interested to know what makes them think they can get our money back?...the only force I know that can really nab them is the Interpol....

We are going to start probing from now on. That include blogs which knowingly making false report on programs when they knew its ponzi leading many investors to the slaughter house while they get 'fat', as well as talking down truly workable program in expense of promoting ponzis.... We suspected 3 ponzis earlier and have observing them and true enough they are on their way out in just a short period of time....stay away from ponzis, don't feed them....

Well done HYIP.COM for maintaining your professionalism and your good sense of humanism values.

mamajain :

hi everest tell me best hyip. i have already lost my all money in gf. tell how can i recover it. mail on mamajain@in.com

Hi Mamajain, I know how you feel....many of us here had lost money at some point especially when we were new in the block at one time n recover it back at later stage. There are good investments and many many bad ones just out to make quick cash....these are ponzis or turned ponzis along the way.best is to keep away from ponzis....the more you feed a ponzi scheme, the more people will burn at the later stage......

Hi Vg5157, I have just got in and is studying how the interest payment is derived. You see there is no fixed rate although there is a limit to loss due to their insurance pool, and everything is dependent on each success trade each day and they will show which is successful and which is not and calculate accordingly.....very transparent ie, earnings are realistic ....Its a partnership and you share profits and loss with them although the loss is at the positive side. The program is been monitored here and I only use hyip.com to monitor, no where else. When I am sure I shall email you guys. I am not about to jump to conclusion so soon. ... As far I am concerned this is a good program with very good potential and will stay long based on the way they manage it. Good programs will go by the word of mouth after a while and remain smooth sailing in its quiet manner, cos they don't need to sell 'loud'.....n ponzi will always die after a huge 'furnace'...

not forex net club.....a steady hyip poised to last long shows clearly that they are trading and not dependent on investors funds....while investors funds does provide resources for expansion.this is a below radar hyip...quite promising.

Here's a wild card. While ANASTASIOS is at it...GF investors might want to consider filing a lawsuit for damages against some 'blogs' that make wild allegations against GF like labelling it a 'ponzi' without proper prove, calling all sorts of alleged 'crisis' at the first onset....making irresponsible speculative statements.

Who knows.... GF could have overcome the BCSC hurdles and appear champion and went on to be stronger but the wild allegations added by some party cause a run of GF shares and made it almost impossible for GF to regain its stance....it like some external party adding spice to a controllable situation and muddle them further to become half 'truth' or half lies to driving it to a frenzy....GF investing system was designed for long term, it could have increase its share to 2 one day.....speculations and wild allegations is unacceptable and parties making such 'accusations' should be more careful lest they may end up been liable.....

There is one really good hyip out there and still under the radar at the moment.....excellent degree of transparency.

that's well put, moneytips4all. There is no more GF and whatever communication you get that claims to be GF needs to be verified and don't log into any link. If you want to punch some bags, start with BCSC and Bank that GF has in cyprus, the company registrar and then to technocash n later goes to INTERPOL (they will be most interested to know more).....one may get shock with the numbers of hyip GF held or had held.

As a rule of thumb, don't ever use HYIP to replace your monthly income....damn risky. some guy has been doing it for 13 years and is still doing. he spreads frm one hyip to another. its like investing in stocks, forex, bonds, indexes etc....jumping from one vehicle to another.

Put it this way, at least when bank goes under, the government bails them (at least most of them) out the depositors gets 'insured' at some point. That don't mean hyip is bad, there are genuine who trade and invites to add to the investment pool...these r most likely to stay long in the business. If they r ponzi, ya just need to count the days. forget the dream they tried to paint on your mind n lures you through your desire....use your head, think objectivity.

Hi Malteen, Moneymistake, sorry for the late reply. m having a bit difficulty entering into the site. kept clearly my cache a few times.... There are 2 hyip that looks really good. one has been around and lately getting popular...... The other one has some interesting feature that does indicate strength, little chance of ponzi, and possible long lasting.. I m still assessing their customer services....The was another one which I had dropped, suspect its a well organized ponzi...still probing them at the moment.... Will let you guys know if its solid ....m testing my 'scanning system' to assure that its at least 90% accurate, lol. There is really very few good ones out there and many are just out to get your money and scrammed when they hit their target amount. Did you noticed how many new ones had just dissappeared lately?

GF will eventually set up another fund sooner or later.They know their trades well and know how to present it to capture the audience. They are professionals and that include setting up a scheme of professional lies when need to. George Schale had 'dissappeared' from existance since march 6.

malteen :

Hi Everest - who are you recommending as the replacements for Genius?

Hi Malteen, don't think I m allowed to mentioned names here. These have very good potential and probably been overshadowed by GF previously. We all know there is no sure thing in hyip but reducing risk is a possibility and I also noticed a few new hyip set up this year which has been very careless...

GF is very unfortunate to put themselves into a hot soup, and they have only themselves to be blamed for being so careless. They may disappear by this monday, cooking out a new scheme hoping to replace their lost crown in the near future or fight it out which will eventually win over the market again but this will require a lot of patience on their part. who knows...

Assuming the BC case did not emerge, GF is probably still smooth sailing today....of course one can also say the whole fiasco was set up as an exit strategy. (this is sheer speculation only) I am hoping GF will return, offer better security and keep their record constant for a period of time before they regain market confidence. Heck they may even offer a convincing explanation and everybody just forgave them and go with business as usual. If they can pass the period, overcome the BC n Alberta issue, if they need to, they will soar to a higher level.

The ultimate is payment and these has to be honored or there is no honor in it.

whatever comes monday, remember money can always be recovered and life has a lot more meaning than monies. There are at least 2 great hyip out there that has good potential and excellent management systems. Be at peace with yourself.

while we are thinking about the future of GF, there have been really good professionally managed hyip coming up.....good signs that many hyip r learning from the strengths of GF n its loose ends.

I think GF got hit so bad from the inside (some kind of sabotage perhaps) that rendered the databases corrupt and makes communicating to every investors impossible. After all they were flying high prior to that and it attracts a lot attention n opportunists.

bigdrumma83 :

19knight21:

Are you really being serious here ? Just curious seeing it's your first post. Do you live in United States or elsewhere? But it would be awesome if you're actually speaking to them via phone and we get news next week. Hope this is accurate.

Yes, I am being serious. I am in the U.S. so I have to call them between midnight and 9a.m. CST. I highly recommend giving them a call yourself. I don't usually post on here just because I don't buy into a lot of what is said on here. I just see a lot of people needing a little encouragement. Their contact information is below.

Customer Support Hotline

Tel. +357 25 025067

05:00 - 15:00 GMT Monday-Friday

Hoping the hopes fulfilled....(m actually detecting some really peculiar web activity.....)

ok, here's for the hopefuls why GF would have to do 'if' they return n prove the market wrong, establishing that they are in a 'class of their own' .....

GF will open up again once the court action in april 7 proves they are legit, not ponzi, and order lifted or even charges dropped earlier.
GF then showed the legal aspect of registration cyprus.
Explains why they are not licensed. (which is fine if they are not physically selling in cyprus)
Fulfilled all outstanding payments.
Continue its perfect paying record again and win back market confidence in due time and make history in the HYIP history, quick responses in customer services again and in a matter of time the investors will come flocking back
GF would increase their reserve to go through these trying times.
Upgraded it website making it even more convincing and launched very far from the nearest rival.

Explained that they were applying 'stop order' in the event of stock run away (this preventive market cease action is applied in stock market when ever there is a run away selling due to emotional influence as in the case of GF and its BCSC case which definitely send panic tsunamis all over.

...either that the chat will be closed by end this month or contract ends whichever comes first... (you could be talking to some call center in India) and it's bon voyage.

Either way go look for something better.....lives cannot be replaced but money can n increased. consider what you learned as a experiential fee paid to understand the wild wild world of HYIP....

All I can say is that all online investment should very careful from now on becos they can get 'bombed' easily. I do believe after this the whole demand on the industry itself will change.

GF still have a chance if they come back and explain what happened and make payment to all oustanding requests....as it is they have shown 'good intention/distraction' with maintaining some sort of communication or even send out email explaining the situation .....its not too late for GF to take back its original position....( )

Ball in your court, GF.

novadolla :

BigCarlos :

novadolla,
I know of an investment company that will accept the private investor that is based in the united states that is legitimate, pays lower than these hyip say around 9 percent a month if you would like the link to their site please email me at
I doubt that it is possible in US, Greg.
Big Brother "Admin" would not allow such a luxury for long.
Make it even 9% a year and that's good enough of a tip for 'Them" to start digging till finding something done wrong (from their perspective).

Bigcarlos send me your email and i will send you the info if not then thats fine think what you want, i would post it here but i dont want to violate any rules plus dont think the company would want there info posted on an hyip site, and yes they do give 1099s at the end of the year so "big brother" can get their cut. bottom line is ya'll can look into it or stick with companies like genius just being generous n sharing some valuable info. wow unbelievable.

ok, nova, run by me your email again and I shall take a look.

Well guys, my bank wire withdrawal did not come in despite been listed as 'complete' on march 06....so what else is new?.... its only 4 digits... I am getting standard answer from you-know-who.....In my books, I'd list as 'not paying' until it appears (not hopeful) and will consider my portion loss as a donation to Haiti earthquake through GF.

'(to GF)Or if there is any heart left as you have for Haitians, I would appreciate you wire my money now!....money will be used to help a family in need in Vietnam'

Anyway, money loss can always be recovered....just don't let it get into your spirit, don't go into any depression, think of the wonderful things you still have with you, people whom you love and those who cared for you, whenever you think of GF......GF were 'almost' perfect ..... there is always great opportunity else where. I think playing the HYIP field requires good foresight, ability to spot certain promising funds just like and lagging ones, dying stars. Its a business enterprise that collects money disburse money and keep some for themselves, some goes into other investment tool at every transaction until to a point they could not no longer fulfil the withdrawal and then they go into 'fits'

There should be investors union where we can make united decision to make investment decision collectively either to invest or not to invest.....any ponzi run scheme cannot survive where there is no cash in flow, this way we can ensure good funds staying for a long long time. I suggest a formation of online investors union where we can made collective decision together.

BigCarlos :

novadolla,
I know of an investment company that will accept the private investor that is based in the united states that is legitimate, pays lower than these hyip say around 9 percent a month if you would like the link to their site please email me at
I doubt that it is possible in US, Greg.
Big Brother "Admin" would not allow such a luxury for long.
Make it even 9% a year and that's good enough of a tip for 'Them" to start digging till finding something done wrong (from their perspective).

yeap agreed, thanks, NOVA, maybe later will look into it...., right now I am doing a bit of analisis to understand this 'wild' world of HYIP so that we can ensure some really good standards to reduce investment risk in the future.

As far as US jurisdiction, canada, eu, is concerned, its extremely risky if you are not towing the line...this include interest rate....

nano :

They are consistently updating their status via TWITTER

https://twitter.com/geniusfunds

Following are their latest tweets:

Geniusfunds is legal company and will be online soon. +35725025067 14 minutes ago via web

please, don't follow those people comments that are doing on forums, they maybe our competitors and trying to making us down. 14 minutes ago via web

Our IT Team is working hard to get back website on track, please allow us a few time to complete this process. +35725025067 30 minutes ago via web

for live chat with our representer please go through this link http://messenger.providesupport.com/messenger/geniusfunds.html 34 minutes ago via web

If you have any question, please feel free to call GeniusFunds at +35725025067 34 minutes ago via web

thanks

Sarath

Actually I did vaguely recalled that Genius is indeed a legally registered company in cyprus but they are not allowed to do traditional investment hence they cannot operate like a traditional investment company physically. Their core business investment is purely online. I remembered this becos I had suggested paying them a visit at their office but was told it was not permissible as they are allowed only to do online business investment hence cannot operate like a traditional investment entity. Those were the early days when I was considering investing into their funds. In fact someone did do a company search in cyprus company registrar previously and Genius Funds did turned up legal. It become a no issue then as their payment has always been on time...

Commun :

I wouldn't generalize like that. Genius is not the first, not the only one and certainly not the last one around.
Industry is not going anywhere either, it is here to stay and evolve.
In my humble opinion, relatively short life span of HYIPs is in full proportion to yields they offer.
What I am trying to say is that these HYIPS are practically a "fast forward" of ANY OTHER investment opportunity out there and this includes those that eventually are turning out to be illegal (Madoff case is just one of MANY examples).
Just compare HYIPs to any legitimate (supposedly), super slow burning markets out there and I think you should see my point. History shows that whether it is DOW, NASDAQ, a set of company stocks, or some "private" Investment Fund, they are ALL prone to "nose diving" as well as to all sorts of abuses.
The biggest problem with these super slow burners is that it takes years and years before the problems come to light, while it is a lot more clear with HYIPs.

Everest :

If Genius goes, u can forget about this industry unless you want to gamble. Lessons learned: there is never a security in this type of industry and enter at your own risk, don't be greedy and get out at right time. Genius was the best managed n it got hit pre-maturely, in my opinion.... Concentrate on making your own money, trade your own money, take control of your own money and dont let anyone manage it for ya. Hey, its not the end of the world, at least not yet, there are better things we can continue to do.

That's a very interesting analog. I do agree with the evolution that is taking place. The HYIP or online investment will one day become a main line investment vehicle if real players truly embark on a comprehensive system that ensure security, realistic yield that should be more than traditional financial institution, but not too excessive to a point of unachievable. The present traditional financial institution has been battered and even they are now looking at how they can captured the world market.

Online investment companies should behave like a professional bank although they need not be called a bank with long track record, performance, integrity and accountability. The potential for a world market is in trillions and more. There is a huge demand for such a vehicle but they need to provide a sense of security and longevity if they ever want the world to turn them. We are talking about making millions a day....its a reality but only the best online investment with strong financial backing and superd professional management system in-build can undertake such a revolution.

This is my online conversation with Genius Funds Sophia abt 5 minutes ago.

Welcome Me! Your request has been directed to the Customer Assistance department. Please wait for our operator to answer your call.
Call accepted by operator Genius Funds.

Genius Funds:
Hi , Welcome to Genius Funds. My name is Sophia. How may I assist you today ?

Me:
Hi, just a quick check if you will b online soon?

Genius Funds:
Our technical team is still working on it, it will be resolved soon.

Me:
ok, thanks.please do get back online soon.

Genius Funds:
Please do not worry, it will be done very much soon.

If Genius goes, u can forget about this industry unless you want to gamble. Lessons learned: there is never a security in this type of industry and enter at your own risk, don't be greedy and get out at right time. Genius was the best managed n it got hit pre-maturely, in my opinion.... Concentrate on making your own money, trade your own money, take control of your own money and dont let anyone manage it for ya. Hey, its not the end of the world, at least not yet, there are better things we can continue to do.

mamajain :

My account id is 167700 name payal jain in genius funds. its all my life capital. i will die if i not get this. its aroung more than $5000. My payment of $400.72 is still pending from last week. Genius is a good company. i don't know what the problem is going on. these bad voters are also give me fear. please help me

mamajain, that's just it..........what we have r hearsays, suggestions, speculations etc. Many GF investors were paid since last week. The site was down since yesterday w members site up fr a short while but the touring page is up if your IP is fresh and belongs to GF but general site is not accessible just yet, expect until sunday. ....mamajain, have a good rest and don't worry about it.

By the way, someone associate Nano with cyprus, actually Nano is not even based or even registered in Cyprus....

vg5157 :

guys ,i have money with GF ,so i don't want this going to the toilet ,but i can't even get into the site right now,for the last 24 hours was imposible ,can you tell me what is going on ?

Its a weekend and since the last ddos and many after shocks LR, there is a need to defend the site consistently....ddos will stop you getting paid through LR especially, they go anywhere that has a 'door' in, nothing can come out. There are signs of defence set up this week and I reckon they need to finalised more by next weekend or else, LR gets pending again.

Anyigba2007 :

A lot of people will loss their money this time. I will also lost my money to them.
But why put a lot of money into HYIP? Try this Only 3 dollars matrix and recover your lost money.
http://www.buxiz.com/?r=Ikem2007
Thank you.

this is not the place to advertise...

many in GF is in profits.

error ' inconsistent interest is not possible' suppose to write as 'consistent interest not possible'.......

sterlinglight :

Hello,

Just want to ask, Megawealthy.. "How would you know that they are not really trading?" Do you trade at any Stock Market?" Do you trade at Forex market? To let you know, major players at stock market are banks, government (bond, trust, gold reserve etc...), multinational corporation (stock options, bonds) and small players that access stocks through authorized brokers (online and offline).

I am not fully convinced that they are really ponzi cause they have exposed themselves when they have donated to the Haiti quake victim. If they are not registered, they will not do what they did.

I guess the present problem was the lack of funds at the payment gateway (LR, PM) because it takes time to have it funded. Take the situation when majority of the investor withdraw at least $20 a day, it will drain up the funds faster than a speed of water dropping from fully open faucet. At present, amount is limited if you purchase large amount (LR, PM) as the payment processor requires clearing of funds which will originally funded through local banks and other means). They must also submit the relevant documentation to local banks to comply with the Anti-Money Laundering Law (Set limits to daily transaction).

This is all for now. I hope the bad weather clears up fast.

I really doubt GF is ponzi, they can't last into defence court let along allowed time to gather information to provide better defence for the limit order to be lifted.......the alleged push by SC is that' inconsistent interest is not possible'....well, hands up those who have not been getting the consistent dividends for the last 2 years.

For defence to be strong, there is a need to show money amount that is consistent and trail that shows its not money laundering hence bank wire is the best tool. Hopefully, they can even settle this out of court, that can happen if they can show payment records with consistent payouts and convince SC there is no point pursuing the case further.

If your amount is in 5 digits, your corresponding banks will want to know where your money is coming from and why hence more documents will be required.It had happened before to some cases.

Give GF a chance, they have help those in trouble when their economy is bad, many had been blessed one way or another, hundreds if not thousands of people can safely said GF had helped them tremendously in the past, in profits.....just one SC 'hiccups' (even that is not GF'S doing), some goes into panic mode, ......u guys r about to bring what u fear most onto yourselves if not careful. There is always time to post if things don't turn up the way you like it to be. The fact remains GF is constantly resolving issues and they are still doing it today. Whoever planned a DDOS will also ensure bad posting comes in all at the same time and shake up those who can be easily shaken. GF has every intention to stay and expand......

Beware of self-fulfilled 'prophesy'.....if ur amount is big ur corresponding banks may require additional documents to finalized the transfer, there was a case last month. Its crucial to show clear money trail when it comes to developed countries. GF commits to Cyprus governance only.

vg5157 :

I don't know you but i got my issues with GF related to his customer service system ,this chat live to me is not a real person or the person who respond is not qualifyed to answer question ,please tell me i'm wrong,i will be happy for that,good luck to all

just rate the evaluation box after you finish your conversation. depending on the hour you talk, the person may not be at cyprus. can easily tell by the answers you get....real good ones will be during cyprus times business hours.

If you guys have genuine issues about the payment, suggest you email Alex your account number and transaction number for her to verify you and help you find out what is happening. A lot of people were getting paid, big ones as well.

GF is in its class of its own. the member site is accessible and the public site is under maintenance as I write this.

Bank wires out and into bank account will be in 3 to 7 business days from the complete date. My banker at my end told me that it usually takes one week to process with all the documents submission showing where and how the monies is generated etc. I m waiting for my until next tuesday to hit the 7 business days.

GF is definitely installing some kind of security system at the back end. It is loading very fast from my end.

mansah :

I can log in just fine...however EVERYONE BEWARE!!!! I HAVE RECIEVED A PHISHING EMAIL THAT WAS SENT TO ME BY A PHISHING SITE. MY NORTON ANTIVIRUS COUGHT IT....IF ANYONE GET'S THE SAME EMAIL....DELETE IT RIGHT AWAY!

DETAILS ARE BELOW

(hint: the domain is totally different and the contact numbers don't match)

Security Measures

Dear Mark Ansah,

Due our latest security measures and due to some serious DDOS hacking attacks at our database occurring lately, the administration of GeniusFunds has taken a decision to implement some new security techniques in order to keep our community safe and sound for ages to come. A one-time account confirmation of every active account within our system will be processed, as the data submitted by every user will be verified manually by our Support staff. If you will not proceed with our Account Verification Process you account will be temporarily frozen, as well as the course of all the investments belonging to it. We apologize for any inconvenience this may cause, but as always, security is the top priority for us, along with customer satisfaction.

Account Verification Process

Bear in mind that this account verification is not optional and your account will be suspended for security reasons if you fail to finish it. In order to proceed to the actual confirmation webpage, hit the verification link situated below to confirm your account ownership secure:

The member log in website will have a green tab beside the url (if you are using mozilla) and when you click on it, it will show a verification from verisign. If you install updated mozilla software, it will also show the website you r in a bit like LR web identification except it doesn't blink.

Check with online support before u click any link. I think you should check with support if this email actually did come from George Schale and if the web addy is real.

Just spoken with support and they gave me the same member website I used to logged in from and does not have any extra stuff in the web addy u received....

It may be good not to reveal personal emails of geniusfunds official in a public forum to avoid spams n fake emails that waste a lot of useful time which genius officers could have spent to resolve real issues. Any geniune investors will get a direct communication email with the managers when they sign up so they should have this email address already.

zoso :

this is a sad day for me.I hope Genius pulls out but already on one forum moved to scam folder(but strange that Santiventures was not and i have a pending there for 5 days now AGAIN)and on another monitor waiting .not a good sign for an HYIP .But Genius is the best of the best even if it goes down now it has out performed 90% of all other hyip's in the history of the industry.I got paid last night btw:
3/11/2010 01:13 U3322405 (Genius) + $25.66 $0.26 $38.92

Put it this way, any program that depends on monitors alone (resources comes from people) is probably 'ponzi' (this is a speculative statement) .....programs that don't are probably NOT. They will perform despite what monitors had to say because they have their own compliance standards to follow as required by their legal jurisdiction. EU base offshore financial institution are damn strict with their financial regulations.

I think GF plans to be successful.

yep, GF is on the right track to stop those DDOS and avoid automatic spams.

One monitor had to close their forum due to excessive spam registration. All happened during the height of DDOS last week. I think GF are working on the members site now. Cheers everyone.

main web page is slow at my end but the member secure site is accessible n loading normally.

papaw :

Hello All, I logged into my account today and read this news from Genius Funds.

"An e-mail was sent yesterday from our servers advising of a new investment fund being offered selectively to private clients. Unfortunately, a technical problem caused the e-mail to be sent to all our investors. After the meeting of the board of directors, it was decided to offer the new fund publicly to all investors and not selectively. Therefore this fund is now available for purchase by all investors that hold an account with us."

Am I the only one that has an uneasy feeling about the strange email that we received from Michalis Constandines, then a recanting email saying it was sent in error and now it's being offered to everyone. Is it a ploy to entice new funds? I hope not! I have always been paid by GF and hope that I will continue to be but I have an uneasy feeling about the strange actions as of late. I have a large pending withdrawal for the first time. I hope everything is back to normal soon, I would love to invest in the new fund but will wait until I feel more comfortable. Happy investing to everyone. Papaw

Hi Papaw, I guess that would be the general strategy - to re-direct investment back into the 'mother'. Every financial institution practices that to keep monies from going into other institution, especially when there is a temporary 'hiccups'. One way is to create new funds ie. objective is to raise liquidity levels either to invest for more yield elsewhere or to go through a short 'recession' period until situation picks up again ie. liquidating certain positions for new liquidity to come in and this usually will takes a bit of time....or its a attempt to catch sure fire opportunity that arises and often requires a lot of monies. Take a basic investment instruments like forex - with the use of leverage and option one can make millions or half with just 100 to 200 K in a very short window of opportunity.....enough to retire a person with basic livelihood for life.

The one thing can gave me a thumbs up for GF is that they uses Verisign for their net defence....Citibank online uses verisign. GF remains the only one using verisign in its category. A new 'internet bank' just appeared recently but I have yet to see a solid defence system in it.

In the end, we all look forward to a stronger GF.

they are working the web maintenance right now. The customer service mentioned this again today and gave assurance that all delayed withdrawal will be resolved by end of the week and the member section is accessible at the moment.

Did anyone follow the market lately?... there seems to be a bull run starting in US. If I am an investment company, I would now gather as much funds as possible to position myself for a possible bull run.... even the banks stocks are doing well despite been sued by the insurers for misleading information and making self fulfilled conclusions based on pure speculations...and if i expect good returns with this new run, i would not mind raising the interest payout at least for a time period.

corbiz :

Hello!

Please tell me . On Friday my bank wire withdraw from GF appeared as "complete" , but I still did not get the money. Please tell me what od do? I called my bank , but they did not get any money . How much should I wait for this bank wire?
It is the first time when I tried Bank wire because they did not allowed me to use LR .
Pls help!

Hey Corbiz, relax.....it should not take more than 7 days. if it does then write to support n provide your account number and have them sorted it out. i have the same 'complete' on friday.taking banking business days into consideration - it should be between 3 -7 days. will post when its in.

The technicalities hiccups were probably due to huge DDOS attack since last week and LR could not go automatic, probably coz delays. Things will go back to normal soon.

actually GF is working on the technical problem right now since 14 days ago.That was when the DDOS attack were really huge as they went against all major players.Nano went down flat with screw ups in clients accounts. LR stopped accepting automatically and having trouble loading funds automatically.It is still happening frm time to time right now.GF should be up n normal again by this week.

Just to let you guys know that Genius Premier Services had already reached their capacity and they are no longer accepting anymore from the public.

Genius Fund simply found a clever way to provide greater interest to their investors by removing the high overheads cost and make it possible to do this consistently.Banks however with high overheads cost simply could not provide high interest. This is Genius competitive edge.They could pave way for a new innovative banking system via internet that may change the way the world invest in the times to come.GF had helped a great of people, Haitians included.

T&C, Can an investor actually loose its principal amount?

JJJay :

Everest,

Thanks, I'll keep trying I guess.

I just my bank wires 'complete' today. Withdraw request was done on Feb 27.

Having an agent company can a bit tricky at times as GF deals with thousands of withdrawals per week on bank wires alone let alone an agent company. Not to worry they will sort if out for u in due time.

JJJay :

I've tried to wire from Genius to my bank since Jan 29,2010. Finally got answer from George that it was kicked back to my Genius but it has been a week since George told me that and I still have not seen the money back in my Genius acct yet. Are you guys having the same problem? What should I do?

suggest to write to George again....their accounts will put it back in again.

JJJay :

I've tried to wire from Genius to my bank since Jan 29,2010. Finally got answer from George that it was kicked back to my Genius but it has been a week since George told me that and I still have not seen the money back in my Genius acct yet. Are you guys having the same problem? What should I do?

don't sweat it. give it 7 business days and check again.I think GF is using an agent company to manage the wires.site is loading fine. clear your cache or else it will slow the load process.

corbiz :

Hello!

Please tell me , if somebody is working with bank wire... When it sais in "transaction history" that the payment is on "(wait)"does it mean that GF made the payment , or I have to wait untill they will make the payment.
I have an answer from George where it says that usualy they make the payments on Friday.

Hey Corbiz, yes, wait until it gets into your account. should be in very soon. GF remains the most professional online investment company. Its a matter of time before the world catches up with it. Just like when they used to say online education is flawed but today online education is acceptable and forms part of the education innovative framework and will one day takes over traditional education in a significant way. Takes a genius...

gcoffie7 :

hello friend please can u give me realible source from geniusfunds.com by george coffie . thank u for your assistance

Site is working fine. GF regional manager would have written to you directly.suggest u write directly to him for reliable information.

corbiz :

Hello my friends!

I do not know what to do .
I wanted to withdraw but they asked me to withdraw by bank wire not LR, I do not know why, but it does not matters...
Now my transaction is on "wait" for 2 days. What does it mean? I should wait for the money 3-7 days , or they still did not make the payment order for me .

Thank you!

corbiz, you cannot withdraw into LR becos u gain thru sales of shares.it goes right into your bank account by wire, so its very safe and ensure nobody transact without your knowledge and fraud. it may take 3 to 7 days before it appear into your account in your designated bank.do check your swift number to avoid delays.this has to do with interbanks exchanges n takes time to reconcile. I really suggest to write to George to get more information as this is purely administrative and it all depends where you are directing your monies to and do read the previous thread about bank wires in this forum. u should get your info direct from GF so that you can get first hand knowledge that directly relates to your transactions.

its up again.Loading very smoothly.cheers.

I think genuine investors will know where to go and who to look for or write to when they need help. GF will establish contact with them when they open an account so they can communicate anytime and will get the answers in less than 48hrs. Posting 'non-sensicals' are a waste of time and energy.

Rae, if you are withdrawing original amount derive from sales of shares, you cannot withdraw them into your e-currency account but will have to do a bank wire. George will be able to help you there. I personally think its a good security steps to ensure right persons gets the money.

linkou :

GF website is down near one day, why thess posts are nonsende.
I don't get it.

With all due respect. The general site was down for maintenance for a short while.Its usual especially approaching weekends, BUT you can access your account through the https://- . I verify this because I was working inside my account area when the general site when down and I asked Sophia about this in the chat access from my member site. It was up at earliest. cheers.

My banker told me that the most important information when u do a wire is the swift number. u get that wrong, u get serious delay.I reckon the next important one is your payment reference with your gf account number. By way, support is online right now even I am writing this.Receive 2 email reply from George today.

My experience with withdrawal funds as a result from sale of shares is that you have to do it by bank wire and not payment processor.This serves as a good security system to ensure monies goin into rightful hands. Make sure also you include your payment reference based on gf instruction.Technocash is a the party that is handling all the bank wires and providing the complete info will ensure all transfers are smooth.

time&chance :

nah...you gotta wait it out until the contract matures....there are no plans with verifield that allows you to withdraw daily interest...the closest you will get to that is the 3-day plan...it pays the least amount of interest but its probably the safest as far as keeping your money accessable.

so they kind of force you trust them for at least 3 days...lol

None of the plan has any fix interest,right? i.e. fluctuates?...what does 'choice' and 60+ days all about? ....what about the speed of payment into LR account with amount up to 4 - 5 digits?

Ok. take back what I said about Verifield.Did what Alex & Time said about email communication with them.Got my reply in 24 hours. By the way, can we actually withdraw any interest before the maturity period like Genius does? m thinking of going for the 30 days or intensive forex, at least thats what my manager Alan W recommended.

time&Chance, Alex, thanks for the clarification on the verifield admin procedures.

Don't think Genius advertised on MNO website often , so you can expect a bit of a lobe sided reporting. Funny someone mentioned MNO. MNOPaul used to write such fantastic reports on silver lodge, novalex finance, goldnuggets but after that they scammed. Readers can judge things for themselves.
Just got my genius statement today.Remember monday was holiday in Cyprus, so everything adjust itself.

verifield does not answer much to email. I have tried so many times sending them emails but they never reply a single one.To me its lousy customer service.

azife :

Any update about the british colombia issue and what are the concerns about them closing
thank you all. Azife

its a case of alleged 'violation' of BC investments laws done by GF affiliates as claimed by BCSC but it's limited to the BC province only if enforceable. It's a regional GF representing company or persons operating in BC and had made 'stupid' mistake or may not.Court may rule to drop or against, or even pending and it will probably affect those doing direct transaction between BC where the money trail is clear.I doubt if anyone uses payment processors will be affected and does not move huge amounts all the times. Its territorial issue and will not affect GF overall as their market expands over 120 countries.

I know of a few countries in south east asia that had their central bank issued a national ban on forex trading through internet brokers worldwide on their citizens because they want to be in control of their own currency.We all know currency at some point can determine a country's financial standing either going bust or excel. The ban has no impact at all to the internet brokers and they continue to expand despite the ban and their clients just find new ways to fund their account.

its really like if you are a gold merchant and you have 25M kilo worth of gold in your vault.u can literally print your own currency and use it as legal tender.the government will never let you own this much of gold.they will be confiscate immediately in exchange for their own sovereign notes.Genius is not in their jurisdiction. SC does not want their national to invest into any securities that is not in their regulated list. Just like forex, some SC had warned their nationals not to trade forex but to go through their regulated agents but still people do it on their own because they want their own financial freedom.

bond007, it really nothing. this guy wired 25K into Genius funds and SC took a look and realise its not in their regulated list so filed for halt of anymore trades within british columbia.its common and could happen any country where the regulation are tight.probably they are checking if the vernon guy has been declaring his tax :) The last thing a country wants is to loose their foreign forex into another sovereign before having to tax or at least put them in their 'regulated' list first.

actually m not sure what's the 'hoo haa' with the 200k thingy.If you go to the 'sell and buy share' section, 200K is actually the cut off amount where less than 200k and more than 200k has a different time span in processing.with the opportunity emerging from greece, why wouldn't any investment company take the opportunity to draw in more funds instead of leaving them to the other banks.genius operates frm cyprus coz it has more flexibility compared from other developed countries which just to regulate everything and taxed everything.

This is an extract from a financial news in Chine:

Cyprus is benefiting from the Greek economic crisis through the transfer of billions of euros by Greek depositors who fear their country's economy might turn worse.

Cypriot Finance Minister Charilaos Stavrakis, just back from a short visit to Athens, confirmed on Sunday that large amounts of money was deposited in banks operating in Cyprus by depositors who either try to avoid higher taxation or are concerned about a collapse of the Greek economy.

There are a lot of articles dated as old as jan 2009. Don't believe them. Its just GF providing better customer service to those who intend to put in more. its a money make money game.if there is someone who says he wanted to put in 200K, would GF say no?there more money there is the more avenue they can play with.

Ikariux :

Yes what? ;)...

Yes, still good
Yes, not so good... ?

Everest :

Vejukas, the answer is yes.

Yes. GF is a no nonsense investment funds management company with very professional management system and staff. The world is their market.

Vejukas, the answer is yes.

yep, same here.its the weekend n possibly the site is in the scheduled maintenance or experiencing technicalities due the previous maintenance. it should ok after a while. it happened before.

this is geniusfund platform.pls don't mixed with other investments group.thx

not sure about topfinancial but I hear a lot of buzz in panamoney, nano, and gold nuggets. Genius have the potential to become a world's first internet bank where common investors can invest easily with a peace of mind. They are creating a new world of investing in a very serious manner.

Hi Papaw,HYIPMENTOR, thanks for the insight.really appreciate them.Have a great new year all.

Genius is a very unique company with high professionalism and in its class of its own.

Ikariux :

What is your option with compounding?

not sure.maybe going for 50%.

Hi, just to get some advise. I have an account maturing and am thinking if I should re-invest all of it again for another cycle. What do you guys think?

no issue in interest rates.things are as they are suppose to be.remember do not go into any link.all emails should be treated with caution unless you are very sure it's genuine.There are signs that tells you its a fake or not.

update your browsers if you have hiccups in accessing certain sub-sites. I had problem initially with long delays but it was back to normal after I had updated my internet browsers.

site is working fine.

Otrogold :

Question to Alex (moderator): Any plans on running the interview with GeniusFunds?
This seems to be working well with others (PanaMoney, IncoForex, AIM Trust) and I definitely like the approach of collecting interview questions from users.

Think Genius is too busy with trivial issues like going in an interview. There isn't any need to. They are too busy trading.

Site is fine.

please read the brochures regarding their investment. Genius remain the most professional investment company.

best get the clarification direct from Alertpay to end all guesswork.

I can get hold of a copy of stoic actual certificate and document which was displayed on their website before they did their dissappearing act. FBI wants them?...m wishing they could come back and switch off their profit notification emails.

There is a minimum of $5.00 limit on any AlertPay withdrawals, though there are no minimums when you withdraw through Liberty Reserve, PerfectMoney or StrictPay.

its still working fine here.

working fine here.

going to filter off their profits email notifications....useless stuff. stoic is too weak.

stoic is as good as none until they appear, if they ever. Their international business registration with SIBA ends on august 31 as per their company registration. Anything goes from here. If they appear, fine and if they don't, life goes on irrespective.

yep, impressive. remember to allow pop-up if you want to view the details. thanks, Jenks.

site is fine from my end.

Piggypack, not to worry. Genius will sort it out for you. On security measures, it will be easier if one remembers all their security information in case of any breach. They have new phone numbers added for customer services just recently.

I do believe TPIN is a security system that protects your funds and was set up by you when you sign up on the first day. Technically you should remember your own TPIN. Only the rightful person will know their own TPIN number. Chances is that you may have to be verified that you are who you are if you can't remember your TPIN. Don't go panicky now. if you are genuine, you should get through the verification process easily. Genius is a state of the art investment company. not like those nonsense hyip in the net.

if Novalex turned out to be scam, u can file your complaint with https://www.registro-publico.gob.pa/ . this the official Panamian government that regulate novalex.

sorry for the typo error...I meant July 01

the ones I received since june01 varies.

its remain an automated email profits notification up to this point....nothing more,nothing less..... hoping for the best...

genius is a very professional online investment management company.their customer services and system are top notch world class.

fantastic...cheers!

Really wish that Stoic will return to silence all the critics. They really did took quite a beating for 3 months non stop despite paying their LR dailies (minus PM n drafts). ...no normal hyip can withstand such an harassment. For stoic to come back will make them a unique class creating a new standard which will be quite unbeatable for long2 time.

its normal not to receive weekly email updates. it purely technicalitites to do with your server and service provider. Nothing to be concerned about.

maratorium ends on 31 august 2009, so technically they comes back online on September 01, 2009.....unless Stoic springs another surprise and comes back even earlier.

Hi Glo, you could be right and many here would really hope the same that STOIC will change the history of our perception of HYIP. Hopefully for Stoic when it does come back, it will not just a HYIP, but a solid serious player in online investments where the troublemakers can no longer touch them. I have been receiving the yield notices without fail and what was interesting was that my mail server will usually junk out any email that is sent on automation mode. Any mail that were sent manually will stay in the received box. All the 3 from stoic so far goes into received box and not junk out. Hopefully that is a good sign of what is to come.

on the issue of site been up/down. It did occur to me earlier on the danger of not installing an protection against hackers especially when they access our private information online. so when comodo and dgrn were absent, it makes perfect sense not to hook the site online as it will be a sitting duck.

site is working fine here...loading real fast, too...Genius is steady smooth, sailing.....best management online investment group

Just wait and see and don't get your hopes up until you see everything comes back if/when. could be a malfunction somewhere......on positive note...its like a heartbeat...for now...until if /when it gets revived.

its true that having an office is not the main essential when doing online business. Goldnuggets prove that very well. so has northbizz and verifield and few more good hyip which has been paying on for years...however having an office means it will be a lot more difficult for scams to take place and there is always tracibility when a business actually have brick n mortar. on the positive side NF is registered legally by law with panama and that itself is a good deterent to any form of scam as it can easily be traced.

yep, receive the same notification. C'mon Stoic, don't let your competitors have their way with you. You were the best and that position is still open.

i think it has to do with licensing in their respective country. bottomline no collection of monies at physical site or it becomes a bank thus the need for banking license. if monies transact online then it stirs clear from the need for banking license and under a different business license. I saw the pics with the front door with the novalex signboard and the girl inside in talkgold forum, claimed by a member of the forum that he hired a private investigator to check them out before he put in his 5 figure deposit. I guess all this are subjective. The only way is be certain at all is that you take a flight into panama and go the office and see it for yourself. ..otherwise every positive will have its negative and still will not lead to anything. One thing is for sure, their payout are on time and on track, they do not have any skeleton in the closet that serves as a potential problem, its management is simple, straight forward, they don't keep private info of their investors, purely a money making machine ... sometime back someone mentioned that when they do answer their phone, it was answered in their company name. i think if one becomes an affiliate and listed on their web, NF will treat them like a partner and will allow them to use their logo in the presentation.

just some update: spoke to support again...one is always welcome to visit their office but no cash can be used to open any account. all investment must be through their processors online.

personally, i think stoic had missed a great opportunity. investors are now smarter as online investment matures. any new program are not likely to become a hit easily...moreover internet tracibility has become very sophisticated with the advance of cybercrime prevention procedures.the internet has become the most 'un-private' place to do anything.

Guys, you need to arrange an appointment with the admin of novalex if you want to visit their office. Checked with the support again the other day. Guess its fairest thing to do to avoid misunderstanding and misinterpretation. some office are not easily 'accessible' to public due to their limited business licensing among other things. Most importantly, all payment are processed on time.

seriously, the internet news in which ever forum is getting out of hand and its filled with truths and untruths and half truths and outward lies that seems to make it look 'professional'. some rumor can cause a major problem to good intended program, often unnecessary. stoic did make a good record on their daily pay-outs until to the last, at least with LR accounts. unfortunately for PM and wires issue that stirs up trouble, and its verifications that become too uncomfortable and the lack of clarification from them after a while which gave a foothold to all sorts of rumor mongering and speculations. That's lessons learned. Stoic was the top and had a huge potential to garner the world financial market literally but ..... and if they were to make a sudden turn around and surprise the global inline investors......that'll make history.

can also go to and file your complaint.

http://www.ic3.gov/default.aspx

Stoic is probably gone.... you can send a complaint to SIBA for them to launch an investigation. Here's an email reply from SIBA authorities since stoic is registered under their body.

Dear Sir

You can send us an email which will then be forwarded to the compliance
section for investigation.

Regards

Lisa Lautoy

Assistant Head of Corporate & Customer Services
Seychelles International Business Authority
E: lisa@siba.net
T: +248 380800
F:: +248 380888
W: www.siba.net

We all hope stoic comes back. They still have a good chance to fulfill their 2010 objective to be a largest hedge fund. If they do, I think they will be very very strong.

Hi Rofus, ok, look forward to hearing from you. I think a lot of investors are waiting for a good confirmation from you :) cheers and thanks so much for your effort and help.

Hi Rofus, Just got a reply from admin of novalex. He said that EWO Capital is a copy of Novalex and asked not to invest in them. Thread with care, guys. If Novalex can guarantee all their promises and not to leave anything to chance and be truly professional with their conduct and transparent, they will definitely get a lot of good comments n will stay at the no.1 spot for a long long time. The world is a very big market for honest, no nonsense investment companies in this new economy....we need to learn quickly how to detect scam and potential scammers real quick. It will be great if we can start our very own on spot inspection and verification of all promising HYIP published since the forum is consist of people from all over the world, and share with anyone who finds it useful to protect from potential scams. Its time we the investors set our own standards and rid of scams and maintain really good investment companies that really do real trades and make their money through their trades and not based on ponzi sytle investments.This will be a win-win situation for investors and real serious investment companies.

Hi Rofus,

You might want to check out Ewo Capital while you visit Novalex at Panama. This Ewo Capital listed their office at the same tower as Novalex with different office. They has also just launched 200% investment plan just like novalex. Its good to know who is who since you will be at the same location.

EWO Capital Inc.
The Century Tower Piso 10,
Office 218A-27, Via R. J. Alfaro
Panama City, Republic of Panama
Phone: +507-360-79-493
Fax: +507-360-042-487

Hi Rofus, that's great. Please keep us informed. Novalex is ranked no.1 in one very reliable monitor.

Hi Billy,

I don't know of anyone visiting. I spoke to the customer online and asked if anyone can go visit to their office and open an account. He gave me a straight quick answer 'yes' without any hesitation or set any conditions to the visit. I understand they are operate like a business enterprise with working office that accommodate walk in clients. If it true, this will bring up a new standard to hyip investment practices.Their customer services are one of the best.

I did not receive any email confirmation but the support emailed and confirmed that the deposit is received and activated after I sent them an enquiry. they track by batch number. admin from novalex emailed me the same thing and said sometimes investor may not get any email notification due to technicalities. the unique thing about novalex is that you can visit their office and do your business there as well. They accept walk clients.I thought that is a plus point indeed.

Tax haven banned? Not true. They want them regulated ie. they want to know the money trail. the 3 blacklisted tax havens did not want to comply to the conditions set by G-20. So its not like the 3 are bad, its just that they refuse to obliged themselves to G-20 directives. The 3 tax havens are legal and operating but its just that they do not want to oblige to disclosing who is doing what or vice versa. This is the essence of the free market concept. Stoic is regulated by SIBA and had make it clear through the money laundering act & Hedge Funds ACT 2008(not sure if the year is correct) that they will take strong action against any sorts of money laundering....so information of funds that goes in and then out of seychelles is heavily regulated. US, Europe wanted to control tax havens because they want their money 'returned' since their economies are going broke.....even swiss bank known for the secrecy Act had oblige to submit to G-20 directives based on certain conditions. Bottomline is the mind of a conspiracy, it's the next step to world dominancy through financial control. The free market will be removed in the times to come. whoever does not comply will get 'blacklisted'....Tax haven may ended up been pressured to enforce certain conditions. Most importantly the removal of secrecy act, and transparency to those in power. Knowledge is indeed power.

Stoic is more of less a private investment club when it comes to organising conferences..thus privacy and confidentiality is important. They are so over loaded with projects right now and is probably trying to catch up with many outstanding as they approach Congress. It is not easy to run a conference with 20k all over the world. every investors expect personal service.

Pray hard that things will be well for all. God bless everyone. May you enjoy your investments to the fullest.

'Comodo' Seal means the respective company would have underwent a full two-factor validation of both domain name and company details before issuance, in order to provide the highest levels of security and trust for merchant's customers.
Comodo has verified The Stoic's identity and legal status as Authentic & Secure and give them $1'000'000 warranty insurance.
All website with this seal goes through the same process.

Stoic is regulated by SIBA (internationally recognized regulatory body in Seychelles, recognized by the G-20 as accepted tax haven that aligned to international financial policies that guards against financial malpractices. To-date only 3 tax havens was blacklisted. SIBA is NOT one of them.

SIBA had identify 3 fraud IBCs that claimed they were registered with SIBA and STOIC is NOT one of them.
Stoic submits to international taxation and financial transaction as a hedge fund company.
Stoic is a company of good standing with SIBA and have to aligned to new cross border financial exchange policies with the changing times.

This forum is NOT for accusing anyone.

It's common sense.

Stoic is IBC, Seychelles, SIBA (BASI unscrambled).

IBC= International Business Company
SIBA = Seychelles International Business Authority (very reputable offshore regulator in the world)

Stoic is regulated strictly by SIBA.

SIBA do not disclose share holders name. Its confidentiality is guaranteed by law by SIBA hence the Seychelles Government Authority.

SIBA had listed 3 fraud companies and Stoic is NOT one of them.

SIBA is a responsible no nonsense international offshore regulator that cover money laundering, illicit gains, fraud etc and companies under her watch is closely regulated and companies are severely punished if they are found to break laws.

Stoic is a company of good standing.

Today another very successful HYIP was under attacked in the similar pattern which was shocking because their reputation was also considered one of the best in the virtual world.

Stoic is legally registered in Seychelles. They cannot conduct any business in UK thus no business activities in UK as this will be in violation with the law of the UK subject to UK taxation. Providing access to you is like to conducting business in UK thus will be violation and 20k accounts will be jeapordized.

Stoic does her business in the virtual world.

3 types of investors.

One is an imposter, salamander, sly, con artist/s. They will post everywhere in multiples persons or operate in groups to launch ddos or system attack and blackmail admins of all types, and program admin will never respond to them in their innocence cause they are not listed as an investor in the 1st place and there is nothing to check since they cannot be detected in their records.

Commended Stoic on their fast action in securing the accounts. Some HYIP 'died' that april. Money processors became the next target. Stoic continued to strengthen their security...

DDOS attack is usual in the virtual world.

2nd is legitimate but did some serious innocent mistakes and ended up stuck, waiting to be corrected, speedily prayerfully.

3rd is legitimate investor, attempted fraud in their or other people's accounts and detected by Stoic and got frozen. The 3rd got mad and set out to character assassinate at any means possible, becomes automatic blackmailer. This is most common among bank employees. Had privilege to meet security of financial administrator including those at Hoover at DC. Identity Theft is real, BBC did another coverage yesterday.

4th is legitimate investor and stuck due to external reasons, out of Stoic control when they were about to be cleared for money transfer. eg. TAX EVASION detection, suspicion of covert activities, money laundering, etc.

5th is legitimate investors in a reverse circumstances and in a hypothetical situation, who got hacked and lost all their money and filed complaint to Stoic and Stoic says they did what they could to protect their asset and the victim shouted at Stoic and said " YOU SHOULD HAVE VERIFIED BEFORE YOU TRANSFER THE MONEY..DO YOU HAVE ANY IDEA HOW BIG THE AMOUNT IS...!!!!!"

Frozen n under verification is 2 separate matters. Frozen to be released after verification or frozen to be charged by law for criminal acts in future.

Verification and still making money in the account is another matter.

Stoic has offices and is off limits to visits. Mailbox do not pay withdrawals, manual deposits, admin, trades, verify documents received etc. Trading takes place everyday and if they gets interrupted often investors won't get paid for that day. It's no difference than ddos attack. Then investors gets angry and started to post all sort of allegations and accusation and legitimate claims in forum.Monitors gets worried and deceived and succumb to assumptions.

Online communication is still working.

Bank wires facility mean tracibility.

Stoic will continue to trade and pay and do what they have been always been doing when they got started. If you don't want to invest then don't. Nobody is selling.

Stoic is IBC , Seychelles, BASI.

BabyHuey, here's a new link just received today....it's good learning,cheers and happy investing.....http://www.treas.gov/offices/enforcement/ofac/faq/answer.shtml#116.....has to do with bank wires which may get blocked on its way in if certain information is not available. I think inland security is very strict now. Latest news out is that terrorism seems to be on the rise again. The oil collapse seems to starve out the terrorisr cells in middle east. Less money less capital to arms sales...particularly nuclear.

Someone mentioned 'amero'...yes, I have heard of the Amero (US,Canada,Mexico). That will emulate the Euros. It will take a few more crisis to make that happen. The Influenza A seems to be isolating the 3 countries namely US, Mexico and Canada.....interesting, don't you think?

The money that goes into infrastructure investments as per Obama Admin, links the 3 countries together with huge highways...very convenient for trade purposes...and they will not require any immigration paper in the future but with a use of driving license with chip in it to travel vis a vis in these 3 countries...looks to me American Union may just materialize.

Hi Babyhuey, US treasury had published a number of strategies of monetary policies both internationally and national, especially in financial transparency in view of increase drug trade, terrorism etc. The most significant urgency was reflected with the appointment of David Cohen and the specific roles he had set to do. There are no specific link per se in the US treasuty website, except many minor reports found in their general strategic reports and they reflect direction. If you need to refer them, go to topics like transparency, banking systems etc. There was mentioned of e-gold account by Nevis.The direction seems to point to 'knowing where money comes from and where it is going out'. so tax evaders, tax havens become significant players in the new policy.The guide of 10k USD will requires some kind of verifying process to tell where and how these money will possibly be used before it goes out of US and before it goes into US thus becomes regulated. There will or if not already, with world banking system where every transaction will have a clear account of its trail. nothing new but it had intensify under Obama administration and will influence how money be transfered internationally between the americas and europe. This is financial dominance, security and of course some point of loss of freedom....
but then again Big Bro will say its inland security. It's each person respectful opinion. cheers. happy investing.

o yes, ....'stoic-ky'. I was refering to wikipedia 'stoicsm'. its an interesting way of 'seeing things' n a kind of philosophy in the ancient times. to do with emotions control etc which prove very useful when it comes to trading. check it out. cheers.

Paid. ....seen a lot arguments, assumptions on stoic all over the net.Even LR were not spared... I think Stoic have given up offering rebuttals to a point they just let results speaks for itself. do read the news that came out from US treasury. It may help make sense to a lot things.

stoic is IBC sychelles. they are pretty much legal n stoicky!

studied hedge funds. difference between banks and hedge funds. banks pays us miserable interest but they promise 'insurance', liquidity (then again they, too have restrictions) and they takes our money invest in all type of funds from low to high risk. hedge funds is most popular yield tool and most popular hedge instrument is forex..(there is a lot more that meets the eye),everyone knows that with its leverage potentials, futures, n there are precious metals, bonds. use of options (the right to own big time with small units) to profit down and up movement, mutual funds,indexes of sorts,estates buy cheap and wait to sell high once credit improves, popular stocks, commodities, recently movement in oil and gas makes profits up and down...international bonds that require huge sums to enter as it required institutional funds. individuals can't get in unless you are a 'warren buffet' under a company and they are time n opportunity sensitive financial instruments. The influenza A have moved the market, both profits and lost depending of which side you are on and when did you know about the outbreak, travel went south and pharma went north .....guess everything is a big risk in the new economy.

I don't but I know Hedge funds operates this way.

Stoic will issue their explanation soon. no way will they list them here in an open forum. give them a chance. hedge funds need some time to redeem their assets to pay back their investors. especially when the amount is huge. They would need to plan properly so that they won't loose in their trades.

Everest :

Hi, just received an fake email claiming from liberty reserve that they have just 'upgraded their protection system bla bla' and requested that I logged into a link that came with the email. I have verified with the real liberty reserve and they said they sent NO such email and they don't ever sent email other than confirmation of transactions. This is obviously an attempt to phish sensitive information. I will not suprise if they got our emails from forums we participated. So I suggest caution when you get into forums and not to reveal too much of anything and discuss things that benefit with sound objectivity and not things that create confusion.

my dear you are not the only receiving such mail so don't pay any attention to it as it was from those scammers.........i had recieved such mails many times but i just bullshit it immediately....so don't fall into those thives ok....they have their own way of getting our E-mails so i don't think it is from the forum ok.....

NEWBIES, Please take note.... there is also an email going around talking about phishing activities in bank wires since april 21, 2009 causing a lot of delays in wires processing...

Hi, just received an fake email claiming from liberty reserve that they have just 'upgraded their protection system bla bla' and requested that I logged into a link that came with the email. I have verified with the real liberty reserve and they said they sent NO such email and they don't ever sent email other than confirmation of transactions. This is obviously an attempt to phish sensitive information. I will not suprise if they got our emails from forums we participated. So I suggest caution when you get into forums and not to reveal too much of anything and discuss things that benefit with sound objectivity and not things that create confusion.

Yep, Genius customer service is ALL THUMBS UP!impressive!

Liberty Reserve SCI interphase problem. a lot of HYIPs are now going manual transaction while LR is fixing the problem. Hopefully for solid duration coz LR has huge market that uses them. Pray hard, guys and gals that they sort them out once and for all.

suggest you ask stoic direct about the hilton thing as to avoid re-processed information.

got paid today. all well at stoic land.

Here's an update I just found out today: Some payment processors are experiencing difficulties today including LibertyReserve and StrictPay. They both had some loading problems and probably suffered from some Ddos-attacks over the last few hours. Maybe Nick that's why you could not load up.

Benie, ok thanks for the input :) .......Nick, isn't this the 2nd time?

hey Nick, you should just go to stoic website and talk to the support on real time. they will sort it out for u in no time. Benie, how does one tell if one is ponzi?

Mathew,

Here are some possibilities: Note these are purely speculative.

1. Verified information received at Sychelles does not aligned. That could be due to internal administration mistakes or external where an investor gave wrong information or, unclear, incomplete or unreadable. Documents misplaced, lost or receipt information tampered with along the submission process. names on checks mispelled etc.need to synchronized with paying banks.

190 days is a long period of time where information could be misplaced or mistakenly recalled. Submission of verification collects information but they are subject to audit check for correction. Then there is the approval process. I do think some verification draws out a couple of hundred thousands. There are probably some counter procedures to follow for approval. someones will have to sign off the monies in stoic. They probably have a long check list before it reaches the final release stage.

2. security questions or other security features that does not tally.

3. London waiting for release of funds from or vice versa Sychelles and Sychelles waiting for some other source elsewhere.

4. Security department at stoic is probably a loner and does not share information with other stoic department for security reasons. Banks behave this way.

5. strong reasons to believe that may be a fraud/hackers going on based on past records and activities at the clients account.

6. Funds insufficient for the period and waiting for replenishment.

7. Understaff, missed priority, missed cases, or lost documents

8. There are a hundred more extreme possibilities negative and positive. In the end, stoic will have to keep their promise and maintain their good standing in the world of investments. Stoic is the top class and well known hedge fund in the internet world. The limelight can sometimes be unbearable. Their growth potential at number one position will give them a huge advantage into the future.

We only pray and wish for the best. Maybe if someone can share a more detail process they have to go through, we can then understand the related implications to the whole verification process.

Most important sign is that Stoic pays.

deposits and profits at stoic are insured.

come to think of it...I don't think those who had gotten their money will come to any forum...why should they?..they are too busy planning how to spend their money.... lol ..... I did remember reading a good comment from a VIP investor in one forum...can't quite remember which one as I was too busy browsing through various forum during the stoic attacks.

Extract from stoic,

I think there is no requirement for your to attend their seminars if you just want to do the on-site verification...

REMARKS:
*)
This option of the real-time verification (in the presence of the account holder to be verified) will be available through all the five days of the congress 1pm-7pm (see "Agenda"). After the congress it will be available at our London office first. Then by the end of the Summer 2009 we plan to open more offices for such real-time verification in Europe, America and Asia and by the end of the Autumn 2009 in Africa and Australia as well.

**)
This option to get the cheque to withdraw the matured deposit will be available through all the five days of the congress 1pm-7pm (see "Agenda"). For the amounts of $10,000 or more. After the congress it will be available at our London office (in the personal presence for the amounts of $10,000 or more) and since June 2009 - by mail for the amounts below $10,000.
The advantage of cheques is that you may cash it out in any bank you want, including offshore, Switzerland, etc. (without any connection to your previous banking and credit history).

I think the issue of verification is real and any person would be interested to know what is going on. Its fine to enquire about legitimate issues so that we too can learn from each other. We just have to make it sure it does not go out of hand to a point it turns into a nasty allegation, accusation etc that goes out of hand and be used by gossipers to spread false, irresponsible rumors. Maybe a lot of backlog will be cleared by the congress meeting... one of the things Caroline told me very clearly is that one must make sure all the information verified the same as the ones submitted during the registration. Another thing is the referal level which sometimes becomes an issue when your top level is not investing and having the same IP address etc cause a lot of suspicion.....

babyhuey :

Hello, Everest, BabyHuey here. Congrats to you on your good commentary re Stoic's Congress, Hotel registry, etc. Your comments reflect a thoughtful application of much-needed logic in this forum, counteracting the seemingly endless flow of detritus from the naysayers who frequent this community. It would be beneficial, I believe, if all the other sensible contributors to this forum also second what you have stated. We read a constant barrage of vehemous unwarranted garbage about Stoic; more breaths of fresh air are needed to clear the environment. Stay well and continued good investing.

well said and amen, BabyHuey. Thanks.

expertvip :

Hallo everybody! Do you indeed think that this program yet will last long?

expert, I think you should just ask this question directly to stoic. If you think it is not then don't invest, if you think it will, then invest. Only God knows the heart of men. personally I think they will be around from a long time.

russ :

Given the delays of verification, I upgrade one of my matured deposits into the Easter Egg. But when I went back a few days later it was an Xmas. I sent an email to support on it but haven't heard back.

Anyone hear from support lately?

Anyone have the same issue?

Russ, Its the easter holidays. support does not work on holidays unless you go online msger. As far as I know stoic mger works well but you will rarely get email replied. The Stoic have paid staff just like any hedge funds company. They are not a one man show who spend their time on their computer all week .

As those who have profit from Stoic, you should thank God that you have Stoic to buffer you during this bad times. Remark like 'I have already make my profit....' and then add on with negative remark on stoic showed some absence of gratefulness and somewhat self centered. There are newbies every week going into Stoic because their infrastructure is build to last a long time unlike some HYIP which still uses gmail for their communications. By the way, ddos attack went to LR and a few more HYIPs at the same period Stoic was attacked.

As those still waiting for verification, perhaps you might want to trip down to the congress and resolve it once and for all. I do believe the amount return expected is worth the trip. You should try reading the interviews conducted with some reputable admin of HYIP and understand the things they have to go through. Some are sincere but they lack buffer funds, some are not and bend on scamming right from the start. Scammers will end up in the clutches of the law eventually as there are now international institution set up among major countries that the respective government are able to freeze, conduct investigation and arrests those proven to be scams. One account of HYIP of alertpay was frozen by the canadian government. The world of HYIP will be mature and become steady and one day function like a bank. The old banking structure will soon be replaced by this new HYIP way of funding, depositing etc. Some HYIP I know will be issuing debit cards etc. ie. they will have banking license and regulated.

As for hotel ignorance, its early april and stoic had just published the details. It takes a lot of work even to get the itinerary done with speakers listed. Administration between vendors tend to have glitches especially when it is catering for big group of people. Things will fall into place as the days go by. Check with communicator and get your facts right rather there throwing alleges into this forum. Blackmailers intention is to create insecurity and cause a run. If we go around echoing these alleges, we are been used by the blackmailers indirectly to achieve their evil exploit. Bear in mind ddos attack of the stoic was not done on a single day but was a concerted attack through a period of time and from the point they started to blackmail. Those were the times Stoic fought hard to protect the integrity of your data which means security of your fund stood uncompromise. That stood for sometime positive from stoic. It show they cannot be blackmailed thus cannot be compromised. You are in good hands.

Stoic is strong. We should thank God.

Russ, Its the easter holidays. support does not work on holidays unless you go online msger. As far as I know stoic mger works well but you will rarely get email replied. The Stoic have paid staff just like any hedge funds company. They are not a one man show who spend their time on their computer all week .

As those who have profit from Stoic, you should thank God that you have Stoic to buffer you during this bad times. Remark like 'I have already make my profit....' and then add on with negative remark on stoic showed some absence of gratefulness and somewhat self centered. There are newbies every week going into Stoic because their infrastructure is build to last a long time unlike some HYIP which still uses gmail for their communications. By the way, ddos attack went to LR and a few more HYIPs at the same period Stoic was attacked.

As those still waiting for verification, perhaps you might want to trip down to the congress and resolve it once and for all. I do believe the amount return expected is worth the trip. You should try reading the interviews conducted with some reputable admin of HYIP and understand the things they have to go through. Some are sincere but they lack buffer funds, some are not and bend on scamming right from the start. Scammers will end up in the clutches of the law eventually as there are now international institution set up among major countries that the respective government are able to freeze, conduct investigation and arrests those proven to be scams. One account of HYIP of alertpay was frozen by the canadian government. The world of HYIP will be mature and become steady and one day function like a bank. The old banking structure will soon be replaced by this new HYIP way of funding, depositing etc. Some HYIP I know will be issuing debit cards etc. ie. they will have banking license and regulated.

As for hotel ignorance, its early april and stoic had just published the details. It takes a lot of work even to get the itinerary done with speakers listed. Administration between vendors tend to have glitches especially when it is catering for big group of people. Things will fall into place as the days go by. Check with communicator and get your facts right rather there throwing alleges into this forum. Blackmailers intention is to create insecurity and cause a run. If we go around echoing these alleges, we are been used by the blackmailers indirectly to achieve their evil exploit. Bear in mind ddos attack of the stoic was not done on a single day but was a concerted attack through a period of time and from the point they started to blackmail. Those were the times Stoic fought hard to protect the integrity of your data which means security of your fund stood uncompromise. That stood for sometime positive from stoic. It show they cannot be blackmailed thus cannot be compromised. You are in good hands.

Stoic is strong. We should thank God.

Hi Janet

Your comment is one of the most realistic so far. I know that Stoic has a 2010 corporate plan for expansion and I know also about the reality of hackers who actually do blackmail popular HYIP. They are believed to come from russia. They will asked for ransom money or else they will start fake 'bad posting' on forums and attack their sites. There were a sudden jump of negative comments at all major forum on stoic on the days they were attacked. The moderators of the forum were smart enough to identify some of the blackmailers. I find a lot of negative comments presented here in this forum absolutely ridiculous. Stoic is a profitable business and they have found a way to be in profit and shared out fair and square among her investors. Scams don't calculate this way. All these negativity is only bend on destroying the good standing of Stoic.

time&chance :

I am in both stoic and genius funds and i believe even though stoic is in number one spot, that genius funds is better in a lot of ways. first off you can always change your compounding up or down. not the one- way type deal like stoic, second their customer support is always on tap. you never have to worry about not being able to speak with them. third, they have more investment options. i like both programs a lot but i like genius a little better.

I just had a long communication with them and they are really professional. I get all my emails replied within 12 hours. I wish Stoic can do likewise. It gives a lot of confidence and more, their verification process is so simple and only 180 days. If stoic can do the same this 2 giants will control the world HYIP.

roosevelt :

for those of you waiting on verfication to recieve matured funds i chatted with the support agent caroline

roosevelt:
how long does the verfication process take?

Call accepted by operator Caroline. Currently in room: roosevelt, Caroline.

Caroline:
Welcome to Stoic Capital customer service.
How may I help you?
roosevelt:
was wondering what a normal wait time on the verfication process was?
roosevelt:
i see some have been waiting for up to 7 weeks
roosevelt:
why so long?
Caroline:
Please hold on, sir. I will check it for you.
Caroline:
The process would take 3-5 business dyas
roosevelt:
well why do i see some that have been waiting for 7 weeks to get verfied to recieve their matured funds?
Caroline:
May be there information are incomplete
roosevelt:
what information has to be sent
Caroline:
The management announced this information for us:
For the security reasons to avoid hackers access to the investors' funds, unauthorized access to their accounts or any other kind of compromissing,
we make the security check for some accounts. (See also our Terms http://stoic-capital.com/index.php?pages=963 article 7.)
Caroline:
Copy of photo ID of the account-holder matching the ID as specified in the account information (e.g. - Drivers License / Passport / State, Providence or Federal Identification Card / etc.).

3.
Copy of Proof of Residence which can be a recent utility-bill, bank reference, etc. ( if photo ID document contains an address which matches the address specified for your account with The Stoic, you may use that in place of another document).
roosevelt:
and after that is sent my account should be verfied and i should recieve my matured deposit?
Caroline:
Yes, sir.
roosevelt:
ok thank u that is all
Caroline:
Should you have any inquiry, please don't hesitate to contact us
Caroline:
Kindly do not forget to rate our customer service performance.
roosevelt:
ok thank you
Caroline:
You are more than welcome.

what do you mean by photo ID? Is it the same as scanned document?

Hi GUYS,

Just a quick clarification on the issue of Stoic been 'public listed' statement. Please ignore it , it was just a mistake in communication. sorry y all.

Anyway keep up with Stoic so that they will become a living example to others out there of what excellent hedge fund is all about. cheers.

getgreatstuff88 :

www.4xfunds.com sounds like P2P scheme and admin attitude is similar, pay only when can, mostly done only in weekends. General attitude is expect delays cause it is a real business.... Stoic is my what it is all about. Stoic sets the standard when it comes to efficient and reliability in payments.

Hi GetGreatstuff,

I have invested in one called invest money inc. I was just testing the project but my withdrawal has been pending for the last 6 days despite their promise of 24 hrs processing. anyone know anything about this? anyway, have been researching a lot of HYIP, i think STOIC is a real serious hedge fund player. I was told it is now a public listed company. I hope they will last a long time. I am puttin in some funds 2moro.

proof :

Hi Gary, proof here, their daily payout has a low-to-medium-to-high range. you are in the Classic plan which pays bet 1.7% as low and ahigh of 2.2% so you would look at no lower than $59006.50 and no higher than $153674.50.
So your final will range between the low and the high because the rates fluctuate daily.

I am in the premium plan with $5045 not compounded so I get daily a low of 2% =$100 to a high of 2.4%=$121.
Hope this helps.

NB I have earned over $1500 already. Thanks to Glo as you are one in a million and enjoy your week end.

Proof, did you put in 100% compounding interest? By the way, I tried using messenger to communicate. Noticed it takes a very very long time for any one from stoic to come online. I tried 4 times with only one time success, spoke to a Caroline. Does anyone have this problem?